At Punbar Air, we strive to provide you with the most cost-effective solutions that will improve your heating and cooling needs. However, we understand sometimes new systems/renovations can put a strain on your budget. Click below or call Punbar Air’s financing specialists at (832) 621-4445 for any questions.

Whatever the project, enjoy financial flexibility and convenience with Punbar Air‘s plans


We offer financing

We’ve partnered with Wisetack to offer our customers flexible financing options, so you can pay over time rather than all at once. The application takes about a minute to complete, and checking your options does not impact your credit score.

  • Finance projects up to $25,000*
  • Terms from 3 to 60 months*
  • APRs range from 0 to 29.99%*
  • No hidden fees or compounding interest

Prequalify today with no impact to your credit and contact us to learn about financing your next project!

*All financing is subject to credit approval. Terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,000 purchase could cost $45.18 a month for 24 months, based on a 7.9% APR. See additional terms at

Wells Fargo

  • 0% Financing for 6, 12, 24, 36 Months – you have a wide range of plans, whether you want to pay off fast or keep monthly payments low over a longer period.
  • 18 Months Same as Cash – this option also has 0% interest financing for the 18-month period, and you can decide how much to pay each month. You don’t have to pay anything until the end of the 18th month, but then the entire amount is due. If you have an annual or holiday bonus coming this is a great option.
  • Low-rate Financing – sometimes, when interest rates are exceptionally low this option, combined with other incentives, may actually be best, but most of the time it’s hard to beat 0% financing.

Manufacturer rebates – all air conditioning manufacturers offer seasonal rebates, usually in cooler months, before demand becomes heavy. At Punbar will make certain you are aware of and receive any rebates you have coming.
Energy company incentives – from time to time, energy companies offer cash-back incentives to customers who purchase energy-efficient air conditioning and heating.

  • Centerpoint Energy offers seasonal incentives that can range from $300 up to $1800 for high-efficiency air conditioning units.

Looking to pay over time? Special financing is available!*

  • Easy application
  • Fast credit decisions
  • 0% APR for 3 years*
  • Convenient monthly payments*

*The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 3 years (apply to qualifying purchases charged with approved credit). The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 06/01/2021 and is subject to change. For current information, call us at 1-800-431-5921.